Dr. N. Rajendran

Chief Technology Officer

Dr. N. Rajendran is the Chief Technology Officer in NPCI. In this role, he is responsible for technology infrastructure and application at NPCI. In his career which spans over 22 year, he has played a pivotal role in the creation and operationalisation of three payment organisations namely INFINET, Tata Payments System and NPCI. At NPCI, he has contributed significantly towards Unified Payments Interface (UPI) and demonstrated prototype of the product. Dr. Rajendran has also designed BHIM Aadhaar, the common mobile app which allows merchants to accept payment from a customer of any bank by authenticating the customer’s biometric. Besides that he has conceptualised, implemented and operationalised India’s largest ATM network National Financial Switch (NFS). He has also played a major role in creating, implementing and operationalising country wide Cheque Truncation Systems (CTS). Dr. Rajendran has extensive experience in working with key regulators like Reserve Bank of India, Insurance Regulatory Development Authority, SEBI, Government agencies like Cert-in, Miety, DFS, GSTN and various commercials banks in India.